Tell me about the business
介紹您的企業
Operations, locations, revenue, employees, contracts and upcoming changes help establish the risk picture.
業務內容、經營地點、營業額、員工、合同及未來變化，有助建立清晰的風險概況。
Burnaby, BC · English & Mandarin · 英語及普通話
Commercial Insurance Broker in Burnaby.
Practical insurance conversations for Burnaby and Lower Mainland businesses—supported by the commercial experience and market access of the Nexus Insurance Brokers team.
為本拿比及低陸平原企業提供清晰實用的商業保險諮詢，並由 Nexus Insurance Brokers 商業保險團隊的經驗及市場資源提供支持。
Insurance built around the business
There is no universal commercial policy.
A useful commercial insurance review begins with what your company actually does: who your customers are, where the work happens, what property and equipment you rely on, the contracts you sign and the losses that could interrupt operations.
有效的商業保險檢視，應從企業的實際營運開始：客戶是誰、工作在哪裡進行、依賴哪些財產及設備、簽訂什麼合同，以及哪些損失可能令業務中斷。
Common coverage conversations · 常見保障
What may belong in your insurance program?
The answer depends on your operations, contracts and risk profile. These are common starting points—not a universal checklist.
01
Commercial General Liability
商業綜合責任保險
Protection may respond when a third party alleges bodily injury or property damage arising from your business operations.
當第三方聲稱因您的業務活動而遭受人身傷害或財產損失時，此保障可能作出回應。
Learn more / 了解更多 ↗02Commercial Property & Business Interruption
商業財產及營業中斷保險
Consider buildings, equipment, stock and tenant improvements—as well as income and continuing expenses after insured damage.
除了建築物、設備、存貨及租戶裝修，也應考慮承保損失後的收入損失及持續開支。
Learn more / 了解更多 ↗03Professional Liability & E&O
專業責任及錯誤與遺漏保險
For businesses that provide professional services or advice and may face allegations of errors, omissions or financial loss.
適合提供專業服務或建議，並可能面對錯誤、遺漏或導致客戶經濟損失指控的企業。
Learn more / 了解更多 ↗04Contractor Insurance & Tools
承包商保險及工具保障
A contractor's program may need to address operations, completed work, tools, equipment, installation risks and contractual requirements.
承包商的保險方案可能需要考慮作業、完工責任、工具、設備、安裝風險及合同要求。
Learn more / 了解更多 ↗05Cyber Insurance
網絡保險
A starting point for risks involving ransomware, stolen credentials, privacy incidents, payment fraud and technology interruption.
協助企業開始評估勒索軟件、憑證被盜、隱私事件、付款詐騙及科技中斷等風險。
Learn more / 了解更多 ↗06Construction Surety Bonds
建築工程保證保險
Guidance for contractors exploring bid bonds, performance bonds, labour and material payment bonds and surety prequalification.
為了解投標保證、履約保證、勞工及材料付款保證和保證預審的承包商提供指引。
Learn more / 了解更多 ↗Who I help
Built for conversations with BC business owners.
My primary focus is commercial insurance. I work with the Nexus team to support contractors, trades, property owners, professional service firms, retailers, wholesalers and other small and growing businesses.
我的主要業務重點是商業保險。我與 Nexus 團隊合作，為承包商、技工、物業業主、專業服務公司、零售商、批發商及其他中小型和成長中企業提供協助。
- Contractors & construction 承包商及建築業
- Professional services 專業服務
- Commercial property owners 商業物業業主
- Retail & wholesale businesses 零售及批發企業
- Small manufacturers 小型製造商
- Other BC small businesses 其他卑詩省小型企業
A clear starting point · 清晰的開始
How the conversation works.
Review the current program
檢視現有保障
If available, your current policy and renewal documents help identify limits, gaps, insurer requirements and comparison priorities.
如有現有保單及續保文件，可協助了解保額、保障缺口、保險公司要求及比較重點。
Approach the right markets
尋找合適市場
Fred works with the experienced Nexus commercial team to identify appropriate next steps and available insurance markets.
Fred 與 Nexus 經驗豐富的商業保險團隊合作，尋找合適的下一步及可用保險市場。
Explain the options clearly
清楚解釋選項
Coverage, deductibles, conditions and exclusions are reviewed so you can make an informed business decision.
我們會說明保障、自付額、條件及除外責任，協助您作出知情的商業決定。
Start a conversation · 開始諮詢
Looking for commercial insurance in Burnaby?
Tell me about your business and renewal date. If you already have insurance, your current policy documents can provide a useful starting point for a second opinion.
請告訴我您的業務及續保日期。如您已有保險，現有保單文件可作為檢視及提供第二意見的實用起點。
Information on this page is general in nature and is not insurance advice. Coverage is subject to insurer eligibility, policy terms, conditions and exclusions. Coverage cannot be bound, amended or cancelled through this website. 本頁內容僅供一般參考，不構成保險建議。實際保障須視乎保險公司承保資格、保單條款、條件及除外責任。本網站不能用於承保、修改或取消保險。